
Finally some good crypto news from the UK. From the 8th of October 2025, UK retail investors will be able to buy crypto ETNs again, at least Bitcoin, it's not clear which other assets may be allowed. This is a huge deal, because we will finally have a way to hold crypto in our pension funds or ISAs, with the tax advantages those bring. Yes, ETNs are paper coins with the additional risks that brings, and we'll have to wait and see if and when they eventually allow ETFs, but it's better than nothing. Plus investing in ETNs allows us to avoid the obstacles that many UK banks put in the way of people trying to transact with crypto exchanges. I for one will be adding some to my stocks and shares ISA at the first opportunity (for those that don't know, an ISA is a type of account allows you to invest up to £20k per year tax free).
What does the FCA's new crypto ETN policy mean for retail investors?
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### 英国零售投资者重获加密ETN投资机会
在2025年10月8日,英国的零售投资者终于迎来了加密货币领域的利好消息。从这一天起,英国零售投资者将再次能够购买加密交易所交易票据(ETN),至少是比特币,虽然目前尚不清楚其他哪些资产也会被允许。这一消息的意义重大,因为它为我们提供了将加密资产纳入退休金和个人储蓄账户(ISA)的机会,并享受这些投资带来的税收优惠。
尽管ETN本质上是一种纸币,具有额外的风险,我们仍需关注未来是否会推出更为稳妥的交易所交易基金(ETF)。然而,相比于目前的状况,这一进展无疑是一个积极的信号。此外,通过投资ETN,我们能够避开许多英国银行在用户与加密交易所进行交易时所设置的障碍。
个人而言,我计划在首次机会出现时,将一部分资金投资于我的股票和股票ISA(ISA是一种允许每年投资最高£20,000且免税的账户)。这一政策的提出,标志着监管机构在支持加密资产合法化和普及方面迈出了重要的一步,尤其是在此前的严格限制之后。
对于零售投资者而言,金融行为监管局(FCA)新出台的加密ETN政策意味着什么呢?首先,它使我们能够通过更为合规的方式进入加密市场,而不必过多担忧合规及风险问题。此外,这将有助于提高加密资产的认知度,吸引更多的投资者了解和参与这一新兴市场。
总的来说,这一政策的推出,不仅是一种金融创新,更是对加密货币未来发展的积极信号。随着监管环境的逐步改善,未来我们期待不仅仅是ETN,还能够看到更多种类的加密投资产品面世,进一步推动这一领域的健康发展。