
Hi all, im basically looking for advice to try and automate, and forget about my crypto investments for the next 3-5 years…..
Basically my issue is…. I over invest, I leave myself short certain months and I watch the markets way too much, I knew almost nothing about the market cycles, economics and finance back in 2020 when I started and have fumbled my bags many times since then….ive been watching the crypto market and learning all this since 2021, have a good overall handle on things and have even found some success in trading (although trading is more of a later in life objective for me now)
Im basically looking for advice for the most mininal-effort / automated investment strategy that i can follow for the next 3-5 years….
All I want to do, is DCA monthly for the next few years… if we see huge downwards price action within the next year or 2, id plan to ramp up my investments in line with the lower prices, and try to actually take some decent profits and recoup my previous years failures / losses in 4-5 years time.
Im based in the UK, so limited in terms of my options for on ramps etc, historically I've used crypto.com as my on ramp, but if im buying monthly and sending off to a self custody wallet, im gona lose out massively on their spread / fees etc… if i could deposit gbp to my binance account I would be doing that!…
Any recommendations for low-spread / low fee UK regulated exchanges which could help me set up this level of auto investment? I plan to choose about 5-6 coins including btc, eth, xrp, sol… and maybe a few others, possibly a very low % of volatile meme coins like shib, doge, pepe etc just for a gamble…
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### 自动化投资:如何实现你的长期加密货币储蓄目标
大家好!今天我们来探讨一个许多投资者面临的共同问题——如何在加密货币市场中实现自动化投资,达到完全无忧的储蓄目标。对于那些希望在未来3至5年内“忘记”自己的投资的人而言,这特别重要。
很多投资者,尤其是在加密货币领域,常常会受到市场波动的影响,导致过度投资、资金不足,以及对市场的频繁关注。为了打破这种投资习惯,我们需要制定有效的策略,实现投资的自动化。
**1. 定期定额投资(DCA)方式**
首先,考虑采用定期定额投资(DCA)策略。每个月固定投入一笔资金,无论市场表现如何,您都将不断买入。这种策略可以降低市场波动带来的风险,并使您避免因市场短期波动做出情绪化决策。
**2. 选择合适的交易所**
作为一名在英国的投资者,选择一个费用低、传播差(spread)小的交易所至关重要。您可以研究一些受监管的交易所,例如Kraken或Coinbase Pro,看看它们是否能够满足您的自动化投资需求。确保它们支持您计划投资的加密货币,并提供合理的手续费结构。
**3. 设置自动投资**
一旦您选择了合适的交易所,您可以设定自动投资计划。一些交易所允许您设置每月的自动购买,您只需在上面预存资金,余下的工作由平台完成。这样一来,您就可以安心去做其他事情,而不必每天盯着市场。
**4. 风险管理**
当然,投资加密货币存在风险,因此您还需要为可能的市场下跌做好准备。为了优化您的投资组合,您可以选择5到6种主要加密货币,例如比特币(BTC)、以太坊(ETH)、瑞波币(XRP)、索拉纳(SOL)等。此外,您也可以考虑少量投资一些高波动性的“迷因币”,例如狗狗币(DOGE)和小狗币(SHIB),这类投资更多是出于投机目的。在分散风险的同时,您应该确立好一个合理的退出计划,以便在达到投资目标时及时获利。
**5. 持续学习与调整**
在投资过程中,保持学习的态度也很重要。市场环境是动态变化的,定期评估投资组合并根据新的市场信息进行必要的调整,将有助于您进一步实现财务目标。
通过实施以上策略,您可以在未来几年内实现一种几乎“无关紧要”的投资方式,让您的加密货币投资真正变成一个长期的储蓄计划。记住:投资是一场马拉松,而非短跑,耐心与计划将是您成就成功的关键。希望这些建议能帮助您在加密货币投资之旅中走得更远!